Sheldon's Corner

Volume 6 Issue 1, Page 2                                                                                                                                              March 31, 2002

The DJ-30 on the other hand, finished February slightly in positive territory for 2002. Investors embraced the old economy stocks of the DJ-30 and discarded their   NASDAQ stocks in February in an attempt to bolster the safety of their stock portfolios.

Against this back-drop, throughout February the news being disseminated to the investment public in reference to the state of the U.S. economy, actually wasn't all that bad. Many economic barometers began to show some positive gains, and  many Wall Street pundits actually started to predict that the U.S. economy was in the process of recovering from the recession.

In actuality, the U.S. economy never went into a recession in 2001, as the technical definition of a recession is two declining quarters of Gross Domestic Product (GDP). The only declining quarter recently, was the third quarter of 2001. The fourth quarter of 2001 actually grew at 1.7% annual growth. All the pain inflicted on corporate profits, and unemployed workers,  happened so far in  a non-recession.

The recession was pronounced in the last quarter of 2001 by the National Bureau of Economic Research (NBER) as having been initiated in March of 2001. The NBER is a private organization of primarily  academic

economists that has no allegiance to follow the conventional definition of recessions in their pronouncements.

March began with most major stock market indexes gaining some upward momentum as investors embraced the news being released depicting a rebounding U.S. economy.

The bond market lost its steam in March as bond investors sold off their bonds, fearing that the Federal Reserve (Fed) would reverse its course and start to raise interest rates in an attempt to cool off the growing U.S. economy. The Fed is always on the lookout for the potential of inflationary pressures being resurrected for the U.S. economy.

Inflation from the Fed's perspective is the by-product of   healthy economic growth, even though their thesis has not been accurate for the past decade. Remember that the Fed starting raising interest rates in mid 1999 to cool off the U.S. economy. Inflation was not an issue at the time. The Fed did in fact succeed in cooling the U.S. economy in 1999, laying the foundation for the "quasi recession" that started at the end of 1999, lasting until early 2002.

The Fed decided to leave interest rates unchanged at their regularly scheduled meeting on March 19th. That was the second time they left interest rates unchanged since the end of 2001. In 2001, the Fed low

ered short-term interest rates eleven times to try to bolster the ailing U.S. economy.

The Fed did in fact succeed in lowering money market rates from 6.5% in early 2001, to 1.5% by the end of March 2002 (ouch!), hurting the pocketbooks of retirees who depend on the interest income from their savings.

March ended about where it started for most major stock market indexes, with the technology laden NASDAQ the biggest loser, ending the month of March in significantly  negative territory.

The war in Afghanistan continued with no significant events, albeit, U.S. military casualties increased. The "terrorists"  spared the U.S. throughout the first quarter of 2002, but the Israeli-Palestine conflict, escalated. Wall Street however, seemed immune to any potential fallout on the financial markets. Ho Hum!

I  remain very cautious as to the over-all stock market, as most stocks are still very pricey. I did however, increase the holdings for my clients in the energy, health care, and gold mining sectors during the first quarter. I still remain committed  to short-term Government AAA bonds for the  foreseeable future, in order to bolster the safety of my clients portfolios.

 

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